China phone call, one of the most hottest and well-known scammer that scam lots of people and were also reported in newspaper. Phone calling for college student loans, winning lucky draw, need to verify your bank account and etc. Yet, more and more people still getting scammed by it. The core problem is not the scammer calls, it’s the human attitude – Greed.

Who doesn’t want money. But greed blinds all. Once before Max asked me an interesting question “You need money or you want money?“, question is very clear. If you need money, it’s urgent and you need to somehow magically appear those money; if you want money, it’s not urgent, it’s just the matter of living expense and it’s flexible too.

Some victim lost RM100K of saving, imagine that, with RM100K money ready to be spend, why would you need more unnecessary money? Like Alex mentioned to me few days back. As long as you haven’t spend the money, it’s not your money, even the money in the bank. Bank book shows you only the number you have in the bank, but they did not guarantee it is your money. You never know tomorrow you go out and got it by a car, the more you have in the bank the more you’re making yourself tired for absolutely nothing.

P/S: I’m not saying saving is useless, but greed for more and useless, it’s a number after all…